Wealth management is undergoing a fundamental shift as the financial landscape adapts to the digital age. With assets extending beyond traditional real estate, investments, and cash to include cryptocurrencies, digital contracts, and online financial accounts, the need for secure and efficient digital inheritance planning has never been more pressing.

DGLegacy®, a digital legacy planning and inheritance app, is paving  the way individuals secure, manage, and transfer their wealth. This case study explores how DGLegacy® addresses the modern challenges of inheritance planning, particularly in empowering women, and ensuring that assets—both digital and physical—are properly protected and passed on.

The Changing Landscape of Wealth Management

As the world becomes increasingly digital, traditional structures of wealth management and inheritance face new challenges. Families no longer manage only physical assets like real estate or gold; they also deal with:

• • Cryptocurrency wallets and digital banking accounts
  • Online investment portfolios and fintech-based financial instruments
  • Subscription-based investments and digital contracts
  • Social media accounts and intellectual property rights

A significant demographic shift is also taking place:

• • Forbes reports that $30 trillion will be passed on to women by 2030.
  • A 2021 study from Ohio State University found that within the wealthiest 1%, men are deemed the “more knowledgeable” partner in nine out of ten cases. This leaves women at a disadvantage in cases of death or divorce.
  • Many women find themselves unprepared to handle large-scale wealth management due to historical financial dynamics where men traditionally took the lead.

This disconnect in wealth planning calls for a modernized approach to inheritance planning—one that empowers families, ensures seamless asset transfer, and removes uncertainty for heirs.

The Challenge

Inheritance planning gaps. Despite the urgency, many families and financial advisors lack a clear inheritance strategy.

UBS Global Family Office reports: 63% of family offices consider wealth transfer a primary purpose, but only 42% have a formal plan.

Forbes highlights that many heirs, especially women, find themselves overwhelmed when suddenly responsible for managing wealth. Estate documents, legal processes, and financial portfolios can become a labyrinth of confusion.

Families also struggle with fragmented records. Without proper planning, heirs may not know where to find essential documents, including:

• • Bank and investment account details
  • Cryptocurrency private keys
  • Life insurance policies and trusts
  • Real estate deeds and tax filings

This lack of organization can lead to delays, disputes, and even legal battles—leaving families financially and emotionally vulnerable.

Solution

DGLegacy® is redefining the future of legacy planning and inheritance by offering a secure, personalized, and automated wealth transfer system to bridge inheritance planning gaps.

Key Features & Benefits

Comprehensive Digital Asset Management

• • Allows users to securely list all their digital and physical assets in one place.
  • Ensures that designated heirs have clear, structured access to wealth when needed.

Emergency Access & Automated Notifications

• • Notifies beneficiaries automatically in the event of the account holder’s passing.
  • Eliminates delays and prevents assets from being lost or forgotten.

User-Friendly Estate Organization

• • Provides a simple and intuitive dashboard where users can arrange their financial records.
  • Alphabetically categorizes assets for easy reference, as advised by Forbes.

Tailored Support for Women & Families

• • Offers financial education tools to help heirs, especially women, confidently manage their wealth.
  • Empowers families to take control of financial planning before an emergency occurs.

Real-World Impact of DGLegacy®

Empowering Women in Wealth Management.

As Forbes notes, “When inheritance happens, women can find themselves overwhelmed by the responsibility of wealth management.”

DGLegacy® combats this issue by:

• • Providing step-by-step financial guidance.
  • Offering educational resources to ensure women gain financial confidence.
  • Enabling a structured approach to asset distribution, eliminating confusion and uncertainty.

Reducing Wealth Transfer Delays & Disputes

Forbes emphasizes that heirs often struggle to find important documents during the inheritance process.

DGLegacy® simplifies this by:

• • Consolidating all estate-related documents in a secure digital vault.
  • Ensuring trusted contacts receive access at the right time.
  • Preventing unclaimed assets from getting lost or forgotten.

Supporting Individuals & Professionals

Since only 42% of family offices have a structured inheritance plan (UBS Global Family Office), many advisors struggle to guide clients through efficient wealth transfer.

DGLegacy® enhances wealth management by:

• • Providing a single pane of glass for both digital and traditional assets
  • Enabling timely, data-driven wealth management strategies for personalized client service.
  • Enhancing client engagement and trust with digitization and automation.

By enhancing transparency, improving client engagement, and providing an intuitive digital solution, DGLegacy® ensures financial advisors can confidently guide their clients through legacy planning—helping them secure wealth for future generations.

The Future of Digital Inheritance Planning

As the financial world transitions into a digital-first era, DGLegacy stands at the forefront of wealth management innovation.

• • It addresses the rising demand for digital legacy planning.
  • It empowers women and families to manage inheritance with confidence.
  • It prevents wealth fragmentation and inheritance disputes.

🔹 Forbes underscores the importance of tools like DGLegacy:

“Getting everyone up to speed can be a daunting task, but it is well worth the effort.”.

With $30 trillion set to transfer to women by 2030, DGLegacy is not just a tool—it’s an essential solution for the future of wealth management. Families, heirs, and advisors can now seamlessly navigate inheritance planning, ensuring financial security for generations to come.