First, let’s make an important distinction: there are, generally speaking, two main types of insurance for bank accounts. There’s the guarantee banks are required or encouraged by the state to provide, and there’s the private type of insurance you can purchase...
Everybody wants to be financially independent, but it is not something that suddenly happens while sitting on the couch. Financial independence basically means that you have enough money to live on for the rest of your life without having to work for money or...
The peace of mind dilemma At some point in our lives, many of us are full of enthusiasm about buying a nice home for our families, ensuring a good quality of life for our loved ones, and providing a good education for our children. These are all great intentions,...
The case for asset protection Asset protection is mainly associated with various strategies for guarding people’s wealth. In the past, these strategies were primarily aimed at protecting assets from creditor claims. The goal was to limit the creditors’ access to...
Whether or not we realize it, we all have various assets that increase both in number and complexity as we progress through life. We're talking: insurance policies retirement funds Stocks real estate digital goods cryptocurrencies Тhe list goes on for a while.20 years...
Many people think that keeping track of their personal finances means observing and processing their income and expense information, which in turn helps them identify bad spending habits and improve. But is that all there is to it? Let's start by providing a...
Password managers and digital vaults track, organize, and protect your passwords and assets These days, it’s rare to see someone not using a password manager or digital vault. The reason is not some recent trend or hype, but a very practical one. We are using more and...
What does ETF stand for? An ETF is an Exchange Traded Fund.In general, an ETF is a basket of securities that you can buy and sell on the relevant stock exchanges through a brokerage firm or an online trading platform. ETFs are similar to mutual funds but give...
