First, let’s make an important distinction: there are, generally speaking, two main types of insurance for bank accounts. There’s the guarantee banks are required or encouraged by the state to provide, and there’s the private type of insurance you can purchase...
Everybody wants to be financially independent, but it is not something that suddenly happens while sitting on the couch. Financial independence basically means that you have enough money to live on for the rest of your life without having to work for money or...
The peace of mind dilemma At some point in our lives, many of us are full of enthusiasm about buying a nice home for our families, ensuring a good quality of life for our loved ones, and providing a good education for our children. These are all great intentions,...
The case for asset protection Asset protection is mainly associated with various strategies for guarding people’s wealth. In the past, these strategies were primarily aimed at protecting assets from creditor claims. The goal was to limit the creditors’ access to...
Whether or not we realize it, we all have various assets that increase both in number and complexity as we progress through life. We're talking: insurance policies retirement funds Stocks real estate digital goods cryptocurrencies Тhe list goes on for a while.20 years...
Many people think that keeping track of their personal finances means observing and processing their income and expense information, which in turn helps them identify bad spending habits and improve. But is that all there is to it? Let's start by providing a...
Peter Minev, the co-founder and CEO of DGLegacy is answering five questions for BANKINGCLUB What part of the “financial system” are you making easier with your company? DGLegacy aims to solve the global problem of unclaimed and abandoned digital and financial...
What is a stock portfolio? Let’s start with the definition. The stock portfolio is a component of the investment portfolio that contains various stocks. Think of it as more of a concept than a physical collection. Depending on the country you’re in and on the method...
Personal finance Personal finance is a term that covers many aspects, such as managing your finances, various strategies for maximizing the value of your financial assets, retirement planning, saving, investing, insurance and tax considerations. Of course each of...
We’re happy to announce the publication of the book “Digital Inheritance: Protecting your digital and financial assets in the new world”, which will introduce you to digital inheritance and guide you through its depths. Although the topic may sound boring, we assure...
